pāyZero® Inc., D.B.A. pāyZero® Bill-Pay, & Tax Preparation Services was founded in 2018 by Financial Counselors, Accountants, and Daily Money Managers to do our part in helping hard-working Americans save, and afford financial freedom.  Our team utilizes local expertise, combined with global experience, to offer our customers a range of highly profitable financing options.

I am Karriem Ali, the Founder, and President of PayZero Inc.  Back in 2018, we began showing how the average hard-working American is leaving money on the table because you are using your after-tax income to pay monthly bills. When all you need is a service that pays from 20% to 100% of the cost of your household expenses. So we introduced people to Bill-PayPro™.  PayZero Inc. developed Bill-Pay Pro™ as a user interface to work with any working person with direct deposit and a checking account.

The idea was actually born back in 1994 when I experimented with ways to lower my total cost of expenses against my next arriving paycheck. The results allowed me to pay all of my bills in full, and on time while recuperating an amount equalling all of the tax money I just paid as Cash Back. I used it for years as a personal banking tool. Now but I use it to help the masses. So Bill-Pay Pro™ was created.

Our work won’t “save the world” but we do change many people’s lives for the better on a daily basis and that means a lot to us. Our expectations are definitely high.

You could say that we’re a bunch of financial technologists, money management experts, and customer service fanatics (you’d be right), but we’re more than that – PayZero® is a team.

What We Offer?

We came from all kinds of backgrounds and experiences to create something new:

Whatever you are saving for…. debt relief, a new mortgage, a wedding, vacation, retirement, a new vehicle, a business startup, investing, etc., Bill-PayPro™ will get you there waaay faster than saving alone.

So, we still have a long way to go as a company and team but we’re growing fast, seeing real impacts, and heading for our finish line.

On A Mission...

We aren’t satisfied with business-as-usual financial services because we’ve been on the inside and seen countless ways to make you rich. That’s why PãyZero® Inc. is leading the way to more transparent, fair, accessible, and friendly financial solutions for all (it also feels great to help people save money).

Over 100+

New Clients Per Month


Average 1st-Yr Amount Paid Monthly Towards Bills
Customer Rating

Fill in the Bill PayPro™ Questionnaire

This will help us determine the best ways to assist you.

Enter Your Expenses and Income Into our Calculator

Find Out Exactly How Much Monthly We Will Start Paying

Follow The Customized Financial Advice For Your Household

Meet with an Agent to Start Your Financial Freedom Plan. PayZero Pays A Scheduled 25% – 100% Of The Costs Of Your Monthly Household Expenses.

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Financing Available

$1,500 Set-up Fee

$99/mo Attorney fee for Living Trust

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Call us at

(833) 321-ZERO (9376)


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