PāyZero® Inc. is a FinTech (Financial Technology) company, while PāyZero® is not a bank,  PāyZero® will in 2024, provide BaaS (Banking as a Service) and is currently home of The Bill-PayPro™ Spending Management System, an online “Payments as a service” (PaaS) portal.  The Bill-PayPro™ online UX platform is designed to function as both an artificially intelligent spending management system and bill pay service.

Our business model is simple.

In 2024, banking with PāyZero®, will open the door to digital banking at its finest.  Because PāyZero® features the Bill-PayPro™ Spending Management System, current spending management clients no longer worry about paying bills, budgeting, when bills are due, or if they had been paid or not. They are also saving an extra 10%-15% more cash at the end of their month. In 2024, PāyZero® clients will experience Bill-PayPro™ Spending Management System along with the full array of available banking features offered by PāyZero®.  PāyZero® will be seen as a combination of banking as a service, (Baas), software as a service (SaaS) and infrastructure as a service (IaaS) for spending management.

We came from all kinds of backgrounds and experiences to create something new:

Whatever you are saving for…. debt relief, a new mortgage, a wedding, vacation, retirement, a new vehicle, a business startup, investing, etc., the monthly subsidy triggered by Bill-PayPro™ will get you there waaay faster than saving alone.

So, we still have a long way to go as a company and team but we’re growing fast, seeing real impacts, and heading for our finish line.