What if You Could Turn the Simple Act of “Paying Your Bills” into A Wealth Plan?
CrowdPay™ works like a deposit agent with different banks. The money we make accepting your deposits and paying your expenses is how we can afford to offset your monthly expenses with a dividend. This allows you to keep more of your cash at the end of each month. This reduction in expenses improves your Household Economic Index (HEI), representing the percentage of your monthly cost of living that you are able to decrease. (Deposits are FDIC® Insured – through Morgan Stanley®.)
You can do it through referrals! If your household expenses are $3,500 per month, referring just 2 households means CrowdPay™ will only collect $3,000 from you—your crowd dividend covers the remaining $500!
The larger your crowd, the less you pay each month.
Your Guaranteed Dividend is Capped at 100% of Amount of Your Monthly Bills & Expenses. Use the calculator below to find out how many referrals it takes for your dividend to cover 100% of your household bills.
*(Cash Bonus is paid out at $250/mo. for 1 year after first 90-days of bill-pay)
We Know, we know…
You are fine paying your own bills. It’s comfortable for you. You trust the methods you are already using. And you don’t need any help.
That is… until you find out Crowd Paying your bills instantly reduces your monthly “Out of Pocket” Cost-Of-Living by a substantial amount.
At CrowdPay™, we generate revenue from deposit volumes, similar to any bank. As more households join and make weekly deposits, we pass on greater savings to our clients. We simplify your finances by consolidating all your monthly bills and expenses into a single, manageable weekly deposit that ensures full monthly expense coverage. Over time, you’ll contribute less each week while still maintaining 100% coverage of your expenses. Your deposits are processed through our bill pay platform, guaranteeing that your bills are paid in full and on time. Partnering with FDIC® insured institutions, you can rely on our secure and efficient bill pay process to handle your household bills with ease.
The larger “your” Crowd, the less money we require from you to pay your bills.
Each friend you refer that makes the switch, further reduces your “out of pocket” cost of living by an additional $250 per month. So, if your monthly household expenses are $4,000/mo., referring two (2) friends will only allow us to collect $3,500/month from you while still covering 100% of your expenses in-full and on-time.
A Minimum of $3,500/mo. in total household expenses is required.
Any W2 Employee
Anyone
Anyone
You have more expenses than you think you do..
CrowdPay™ Inc., operates similarly to traditional banks by leveraging volume deposits. The difference is we only accept deposits for the sole purpose of bill pay provided by CrowdPay™, our automated bill pay platform; a simple concierge for those who want to save money, and don’t want to spend their time worrying if bills are paid or not.
Crowd Paying – Clients make weekly deposits into their MyPENY™ Account (which are pooled together to cover their monthly bills). Our bill pay service works similarly to how Consumer Credit Counseling (CCC) consolidates debts into a single monthly payment. While we are not CCC, we simplify your finances by consolidating your total monthly lifestyle and household budget expenses into one manageable weekly deposit. This deposit goes into our bill pay platform, which we then use to pay all your household and lifestyle expenses for the month. This ensures that all your bills are paid in full and on time.
The longer a client deposits bill pay money into their MyPENY™ Account and allows CrowdPay™ to manage the bill payments, the lower your amount we ask per week to cover your bills and lifestyle expenses. This incremental reduction in deposits happens while still ensuring 100% of their bills are paid in full and on time.
Just like banks, we at CrowdPay™ generate revenue from the volume of deposits. The more households that join and make weekly deposits into your MyPENY™ Accounts, the greater the dividends we can pass on to our clients.
Getting Started is Easy!
Simply, 1. Enter your financial information into our calculator. Our underwriting team will contact you within 24 hrs. with your weekly deposit results. 2. Complete the CrowdPay™ Bill Pay agreement 3. Allow CrowdPay™ to Consolidate all of your monthly household expenses into one low weekly deposit.
Why should you open a MyPENY™ Account?
Remember: We only manage the money you spend. If you make more than your expenses, we do not ask you to place your extra money, or savings into the CrowdPay™ Account.
CrowdPay™ is an Artificial Intelligence and Bill Pay Technology Tool used to manage and save the money a household spends each month. CrowdPay™ is also a CBDC (Central Bank Digital Currency) “ready” online “Payments as a Service” (PaaS) portal where you enter your total household expenses, account numbers, addresses, and due dates so we can begin paying your expenses in full and on time.
The data from the CrowdPay™ Automated Bill-Pay Platform is used to generate a consumer performance score based on net income, cost of household expenses, the number of expenses paid by automated bill pay, and other factors used to compile a BPP Score™
In 1994, the founder Karriem Ali wanted to show hard-working American households a better way to execute their budget. One that when used, would generate an instant savings for the household on the total out-of-pocket for everyday household bills and expenses. It was not until 2018 did the digital technology become available for us to help individual households on a UX (User Experience) platform. So CrowdPay™ was born.
Crowd Paying – is where clients make weekly deposits to collectively pay their household and lifestyle bills. This system operates similarly to traditional banks by leveraging volume deposits. Here’s how it works and its benefits:
1. Volume Deposits: Just like banks, we at CrowdPay™, Inc., generate revenue from the volume of deposits. The more households that join and make weekly deposits, the greater the savings we can pass on to our clients.
2. Weekly Deposits for Monthly Bill Payment: Clients make weekly deposits, which are pooled together to cover their monthly bills. This ensures all bills are paid in full and on time.
3. Long-Term Savings: The longer a client stays with CrowdPay™ and allows us to manage their bill payments, the smaller their required weekly deposits become over time. This incremental reduction in deposits happens while still ensuring 100% of their bills are paid in full and on time.
Convenience! | Stress Relief! | Peace of Mind!
While you do a great job paying your bills, having a MyPENY™ Account has its privileges. When we collect money from you and begin depositing money into your MyPENY™ Account to cover your monthly expenses, not only are we paying your bills based on your budget, but our business model affords our company a subsidy/dividend that we can share with you as a tax-free dividend for you giving us the opportunity to pay your household bills and expenses.
Benefits:
Opening a MyPENY™ Account with CrowdPay™ not only ensures your bills are managed efficiently but also maximizes your savings through collective financial power.
So, the answer is simple. No matter how you are at budgeting, good or bad, using CrowdPay™ will place a minimum of an extra $250/month in your pocket.
The CrowdPay™ Tell a Friend Affiliate Program gives you the opportunity for True Financial Freedom.
We have the perfect system in place that will allow you to cover 100% of your household expenses by referring people open a MyPENY™ Account. CrowdPay™ will pay you $250/mo. (up to $20,000 per month) for each household you refer to CrowdPay™ for as long as your referral remains with CrowdPay™.
For instance: If you are spending $5,500/mo. on your household expenses and total lifestyle, you would need 22 referrals to cover the cost of your monthly expenses. At that point, your check would be enough to pay 100% of your total monthly expenses for as long as your referrals remained enrolled in our program.
All you have to do is Pay Your Bills using CrowdPay™, refer enough households, and You Will Be Financially Free!
Its simple, as a FinTech Banking Services Provider, we rely on volume bill pay deposits to maintain a viable business model. The more households making bill pay deposits to CrowdPay™ for monthly bills, and lifestyle expenses, the more savings we can extend to our end user.
From our individual user to our “Tell a Friend” Affiliate Plan, all numbers add up to allow for a Crowd Paying Platform. Because of our crowd platform, we are able to provide you a scenario where we ask you for a lower and lower weekly deposit, while still covering all bills and expenses.
Our requirements are simple:
You allow all of your monthly household and lifestyle expenses to be paid on time and in full using the CrowdPay™ automated bill pay system.
Each week, we Draft a discounted amount of expense money from your bank and use it to pay all of your monthly household bills and expenses in full, and on time just like normal.
Each month, we request less from you while still covering 100% of your expenses. Your deposit goes into our platform, ensuring all bills are paid in full and on time.
Families using the CrowdPay™ Automated Bill Pay Platform can earn $250/mo. for each new enrollment through our “Tell A Friend” Affiliate program. For example, if your total household expenses are $3,500 per month, referring 14 people will enable your MyPENY™ Account to cover 100% of your monthly expenses without you having to spend any of your hard earned money.
It’s been our experience that people don’t listen to financial advice because they believe they are not in a financial position to follow the given instructions. So we don’t offer Financial Advice. Instead, we provide real-life Financial Freedom.
At CrowdPay™, we want to give working families spending under $20,000/month in household expenses…
A Financial Leg Up!
Using our signature software, CrowdPay™ we are able to Split the cost of monthly household expenses for just about any working household in the United States.
Disclosure: CrowdPay™ Inc., is a Financial Technology company. The base of our services is rooted in the data compiled by our Automated Bill Pay platform CrowdPay™.
Automated Bill Pay
CrowdPay™ helps busy professionals and households who don’t want to waste their time paying bills. Our personal account managers are based in the U.S. and are always a call, email, or text away if you need help- no waiting on the phone to speak to a human.
Every client is paired with a U.S. based specially trained Account Manager. Clients can speak on the phone with their Account Manager and do not need to use a computer to benefit from the services of CrowdPay™.
Affiliate Plan
If you chose the “Tell A Friend” Affiliate Plan, CrowdPay™ disburses an additional $250/mo. for each person you refer that opens a MyPENY™ Account and make their weekly bill pay deposits. For example, if your total household expenses are $3,500 per month, referring 14 people will enable CrowdPay™ to cover 100% of your monthly expenses.
¹We start with CrowdPay™ paying you $250/mo. bonus (1yr) just because you opened a MyPENY™ Account and allowed CrowdPay™ to cover 100% of your monthly household bills and expenses without any compromises. This covers the first 90 days of service.
All management questions and adjustments are handled via Zoom® Meetings. CrowdPay™ has Zero access to your bank account(s). The CrowdPay™ is a FinTech (Financial Technology) company, and not a bank, but operates as a SaaS providing bill pay services as a software.
*Bill Pay Services are provided through our corporate accounts at BlueVine® online and Coastal Community Bank, Member FDIC®. Bluevine accounts are FDIC® insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC®. See the Coastal Community Bank Privacy Policy. MyPENY™ is owned by CrowdPay™ Inc. CrowdPay™ is a SaaS underwritten by CrowdPay™ Inc. © 1994 – 2024. All Rights Reserved.
Easy Qualification: Must be Employed salary or hourly, Military, Retired or Fixed Income, Age 25 or older, A minimum of $3,500/mo. and a maximum of $10,000/mo. in household and lifestyle expenses. For the best results, you need to add as many bills and expenses as possible to our user interface platform.