Introducing: A new banking app that rewards you for using online bill pay!

In 2024, PāyZero® will introduce a Banking App that will feature the Bill-PayPro™ Spending Management System.

We have a favor to ask of you…

PāyZero® Financial needs to reach a beta test goal of 10,000 users of a new automated bill pay platform we named Bill-PayPro™ so Bill-PayPro™ can be featured on the PāyZero® digital Banking App when it launches in 2024.  As well as so we can begin issuing a high credit limit, zero payments Visa®/Mastercard® based on your budget, and not your credit score.

Will you help us with our beta test by allowing PāyZero® to use Bill-PayPro™ to pay all of your monthly household and lifestyle expenses?

• When you participate in the Bill-PayPro™ Beta Test with PāyZero® Financial, PāyZero® will use the Bill-PayPro™ automated bill pay system to make sure all of your household monthly expenses are paid in-full and on-time using less money than you are currently spending.
• In Return for you participating in the Bill-Pay Pro™ Beta Test and “allowing” PāyZero® to pay your household expenses, once per month We Will Pay You 10% of the total amount you deposit for bill pay. (That’s between $350 – $2,000/month based on your total monthly expenses.)
• There is no Fee for participating in the Bill-PayPro™ Beta Test.

With your help, the Bill-PayPro™ automated bill pay system is revolutionizing the paying of household bills and expenses by using proprietary software and personal support. Instead of being inundated by bills, having to remember deadlines and write checks, our clients are enjoying life without these stressors. This includes an increased savings, a Monthly Dividend Check equaling 10% of the total sum of your monthly bills and expenses, and a bonified Financial Freedom Opportunity.

As a bill pay service: We are able to pay your bills is similar to the way Consumer Credit Counseling has their members place a specific amount of money into an account that covers their debt, then they withdraw the money and pay the debt off. While we are not the CCC, we do ask you to place a specific amount of money per week into your Bill-PayPro™ Account so PāyZero® can securely access and pay ALL of your household expenses for the month.

How we are able to pay you during your Beta Test: The money we ACH from your account is pooled with the deposits for our entire bill pay client base, and a substantial amount of interest is paid to us. Alone, the interest your bank pays you on your deposits are rather low. But when all deposits are pooled together, we make a considerably higher amount of interest than you can on your money. You allow all of your monthly household and lifestyle expenses to be paid on time and in full using Bill-PayPro™. In Return for you participating in the Bill-Pay Pro™ Beta Test and “allowing” PāyZero® to pay your household expenses, once per month We Will Pay You 10% of the total amount you deposit for bill pay. (That’s between $350 – $2,000/month based on your total monthly expenses.)

Your Part

1. You accept the Bill Pay Agreement.
2. We send you a username and password to your Bill-Pay Portal.
   a). You log into your portal, and tell us who to pay, their account number, mailing address, and due date.
   b). You also tell us how much you spend on discretionary and miscellaneous items.
3. Open a checking account at your bank and name it Bill-PayPro™.
4. Instead of paying your bills and expenses directly, based off your interview, you make a precalculated weekly deposit into your Bill-PayPro™ Account.

Remember: We only manage the money you spend. If you make more than your expenses, we do not ask you to place your extra money, or savings into the Bill-PayPro™ Account.

Our Part

1. 1. We interview you about your income and expenses to determine the amount of your monthly participation check.
   2. Each week, we ACH your expense money from your Bill-PayPro™ Account and pay all of your household bills and expenses in full, and on time just like normal.
      a). Each week we also deposit your discretionary spending allowance (based on the amounts you told us you spend) to the debit card(s) of your choice with amounts covering all discretionary and miscellaneous spending for your household.
   3.  We send you a Monthly Participation Check for 10% of the sum of your deposits into your Bill-PayPro™ Account.

No need to wait. Make the Switch to Bill-PayPro™ Today!

No matter the amount of money you spend each month on your household bills, expenses, and lifestyle, when your monthly household bills and lifestyle expenses are being paid using the Bill-PayPro™ Spending Management System, we will ensure all of your household bills and expenses are paid in full, and on time just like normal.

No need to worry, we have the highest level of security available.

With PāyZero® your money is safe. All deposits will be held at FDIC-insured banks¹. Peace of mind.

Hidden fees? Never.

With PāyZero® in your corner, you will never have to worry about hidden fees.  Our services are simple. We are not here to charge you fees. We are here as a steppingstone for you towards financial freedom.  Ask a team member how we can determine your Financial Freedom Date.

About Us

Welcome to PāyZero® Inc., D.B.A. PāyZero® Financial Assistance.  PāyZero® Inc. is a FinTech (Financial Technology) company, while PāyZero® is not a bank,  PāyZero® will in 2024, provide BaaS (Banking as a Service) and is currently home of The Bill-PayPro™ Spending Management System, an online “Payments as a service” (PaaS) portal.  The Bill-PayPro™ online UX platform is designed to function as both an artificially intelligent spending management system and bill pay service.

Our business model is…(more)